{"id":1160,"date":"2023-05-30T08:57:07","date_gmt":"2023-05-30T08:57:07","guid":{"rendered":"https:\/\/copeme.org.pe\/Blog\/?p=1160"},"modified":"2023-05-30T08:57:07","modified_gmt":"2023-05-30T08:57:07","slug":"impulso-myperu-cofide-viene-asignando-mas-de-s-1388-millones-en-garantias-para-reactivacion-de-las-mype","status":"publish","type":"post","link":"https:\/\/copeme.org.pe\/Blog\/impulso-myperu-cofide-viene-asignando-mas-de-s-1388-millones-en-garantias-para-reactivacion-de-las-mype\/","title":{"rendered":"Impulso Myper\u00fa: COFIDE viene asignando m\u00e1s de S\/1,388 millones en garant\u00edas para reactivaci\u00f3n de las MYPE"},"content":{"rendered":"

COFIDE,<\/span> el<\/span> Banco<\/span> de<\/span> Desarrollo<\/span> del<\/span> Per\u00fa,<\/span> culmin\u00f3<\/span> exitosamente<\/span> la<\/span> cuarta<\/span> subasta<\/span> del<\/span> programa<\/span> Impulso<\/span> Myper\u00fa,<\/span> luego<\/span> de<\/span> la<\/span> cual<\/span> comprometi\u00f3<\/span> S\/13<\/span> mil<\/span> millones<\/span> para<\/span> impulsar<\/span> el<\/span> desarrollo<\/span> y<\/span> contribuir<\/span> a<\/span> la<\/span> revitalizaci\u00f3n<\/span> de<\/span> las<\/span> micro<\/span> y<\/span> peque\u00f1as<\/span> empresas.<\/span> garant\u00edas<\/span> (MYPE). <\/span>En<\/span> esta<\/span> cuarta<\/span> subasta<\/span> se<\/span> ganaron<\/span> S293<\/span> millones\/S293<\/span> millones\/S248<\/span> millones\/S248<\/span> millones\/200<\/span> millones<\/span> con<\/span> TCEA<\/span> de<\/span> 14.02%.<\/span><\/p>\n

Como<\/span> se<\/span> mencion\u00f3<\/span> anteriormente,<\/span> la<\/span> TCEA<\/span> propuesta<\/span> por<\/span> cada<\/span> instituci\u00f3n<\/span> financiera<\/span> participante<\/span> ser\u00e1<\/span> transferida<\/span> a<\/span> los<\/span> beneficiarios<\/span> finales<\/span> del<\/span> programa.<\/span> Esto<\/span> significa<\/span> ahorros<\/span> para<\/span> las<\/span> MYPE<\/span> ya<\/span> que<\/span> las<\/span> tasas<\/span> de<\/span> inter\u00e9s<\/span> est\u00e1n<\/span> muy<\/span> por<\/span> debajo<\/span> del<\/span> promedio<\/span> del<\/span> sector<\/span> microfinanciero.<\/span> Esta<\/span> vez,<\/span> 15<\/span> instituciones<\/span> financieras<\/span> y<\/span> cooperativas<\/span> de<\/span> ahorro<\/span> y<\/span> cr\u00e9dito<\/span> lograron<\/span> transferir<\/span> el<\/span> monto<\/span> garantizado.<\/span> Las<\/span> CMAC<\/span> son<\/span> Arequipa,<\/span> Huancayo,<\/span> Trujillo,<\/span> Paita<\/span> y<\/span> Piura.<\/span> CMCP<\/span> Lima.<\/span> Empresas<\/span> financieras<\/span> Credinka,<\/span> Confianza,<\/span> Compartamos,<\/span> Qapaq.<\/span> COOPACs<\/span> Pac\u00edfico<\/span> y<\/span> Abaco,<\/span> y<\/span> Alternative<\/span> Credit<\/span> Company.<\/span><\/p>\n

El<\/span> programa<\/span> Impulso<\/span> Myper\u00fa,<\/span> inicialmente<\/span> asignado<\/span> S\/A<\/span> 2<\/span> mil<\/span> millones,<\/span> recibir\u00e1<\/span> S\/A<\/span> 1<\/span> mil<\/span> millones<\/span> adicionales<\/span> debido<\/span> a<\/span> la<\/span> buena<\/span> acogida<\/span> del<\/span> programa,<\/span> seg\u00fan<\/span> parte<\/span> del<\/span> informe<\/span> financiero<\/span> difundido<\/span> por<\/span> el<\/span> Ministerio<\/span> de<\/span> Econom\u00eda<\/span> y<\/span> Finanzas<\/span> (MEF).<\/span> <\/b><\/p>\n

BENEFICIOS<\/strong><\/p>\n

El<\/span> programa<\/span> de<\/span> garant\u00eda<\/span> cubrir\u00e1<\/span> el<\/span> 98%<\/span> de<\/span> los<\/span> pr\u00e9stamos<\/span> hasta<\/span> S\/30,000<\/span> y<\/span> el<\/span> 90%<\/span> de<\/span> los<\/span> pr\u00e9stamos<\/span> desde<\/span> S\/30,001<\/span> hasta<\/span> S\/90,000<\/span> que<\/span> realicen<\/span> las<\/span> instituciones<\/span> financieras<\/span> participantes,<\/span> cooperativas<\/span> de<\/span> ahorro<\/span> y<\/span> cr\u00e9dito<\/span> a<\/span> las<\/span> MYPE<\/span> como<\/span> pr\u00e9stamos<\/span> para<\/span> capital<\/span> de<\/span> trabajo.<\/span><\/p>\n

Adquisici\u00f3n<\/span> de<\/span> activos<\/span> fijos<\/span> y<\/span> consolidaci\u00f3n<\/span> de<\/span> deuda.<\/span> Administrado<\/span> por<\/span> COFIDE<\/span> en<\/span> nombre<\/span> del<\/span> MEF<\/span> y<\/span> el<\/span> Departamento<\/span> de<\/span> Producci\u00f3n<\/span> (PRODUCE),<\/span> el<\/span> programa<\/span> tambi\u00e9n<\/span> cuenta<\/span> con<\/span> una<\/span> excelente<\/span> prima<\/span> de<\/span> seguro<\/span> para<\/span> el<\/span> pagador<\/span> que<\/span> cubre<\/span> las<\/span> dos<\/span> \u00faltimas<\/span> cuotas<\/span> del<\/span> cr\u00e9dito<\/span> o<\/span> el<\/span> equivalente<\/span> al<\/span> 15%.<\/span><\/p>\n

Esta<\/span> ventaja<\/span> podr\u00eda<\/span> significar<\/span> un<\/span> ahorro<\/span> equivalente<\/span> a<\/span> una<\/span> reducci\u00f3n<\/span> arancelaria<\/span> de<\/span> hasta<\/span> 7<\/span> puntos<\/span> porcentuales<\/span> para<\/span> las<\/span> MYPE.<\/span> Los<\/span> cr\u00e9ditos<\/span> garantizados<\/span> por<\/span> este<\/span> programa<\/span> se<\/span> otorgar\u00e1n<\/span> hasta<\/span> el<\/span> 31<\/span> de<\/span> diciembre<\/span> de<\/span> 2023.<\/span> De<\/span> igual<\/span> manera,<\/span> cabe<\/span> mencionar<\/span> que<\/span> el<\/span> TCEA<\/span> promedio<\/span> de<\/span> las<\/span> cuatro<\/span> subastas<\/span> del<\/span> programa<\/span> que<\/span> realiza<\/span> COFIDE<\/span> es<\/span> de<\/span> 12,71%,<\/span> mientras<\/span> que<\/span> el<\/span> promedio<\/span> del<\/span> sector<\/span> microfinanciero<\/span> ronda<\/span> el<\/span> 29%.<\/span><\/p>\n

\u00bfC\u00d3MO ACCEDER?<\/strong><\/p>\n

Para<\/span> acceder<\/span> al<\/span> programa,<\/span> las<\/span> MYPE<\/span> deben<\/span> solicitar<\/span> pr\u00e9stamos<\/span> de<\/span> las<\/span> entidades<\/span> participantes<\/span> del<\/span> sistema<\/span> financiero,<\/span> cooperativas<\/span> de<\/span> ahorro<\/span> y<\/span> cr\u00e9dito.<\/span> Porque<\/span> estas<\/span> entidades<\/span> son<\/span> las<\/span> \u00fanicas<\/span> que<\/span> realizan<\/span> la<\/span> evaluaci\u00f3n<\/span> y<\/span> selecci\u00f3n<\/span> de<\/span> los<\/span> beneficiarios<\/span> finales<\/span> de<\/span> acuerdo<\/span> con<\/span> los<\/span> t\u00e9rminos<\/span> del<\/span> programa<\/span> y<\/span> sus<\/span> procesos<\/span> internos.<\/span><\/p>\n

De<\/span> esta<\/span> manera,<\/span> COFIDE<\/span> reafirma<\/span> su<\/span> rol<\/span> como<\/span> instituci\u00f3n<\/span> financiera<\/span> especializada<\/span> en<\/span> implementar<\/span> las<\/span> pol\u00edticas<\/span> de<\/span> activaci\u00f3n<\/span> econ\u00f3mica<\/span> marcadas<\/span> por<\/span> el<\/span> gobierno,<\/span> y<\/span> apoyar<\/span> a<\/span> las<\/span> MYPE<\/span> en<\/span> su<\/span> rol<\/span> protag\u00f3nico<\/span> en<\/span> la<\/span> Organizaci\u00f3n<\/span> Peruana<\/span> de<\/span> Emprendimiento.Enfoca<\/span> tus<\/span> esfuerzos.<\/span><\/p>\n

FUENTE: revistaeconomia.com<\/p>\n","protected":false},"excerpt":{"rendered":"

COFIDE, el Banco de Desarrollo del Per\u00fa, culmin\u00f3 exitosamente la cuarta subasta del programa Impulso Myper\u00fa, luego de la cual comprometi\u00f3 S\/13 mil millones para impulsar el desarrollo y contribuir… <\/p>\n","protected":false},"author":1,"featured_media":1161,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-1160","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias-en-medios"],"_links":{"self":[{"href":"https:\/\/copeme.org.pe\/Blog\/wp-json\/wp\/v2\/posts\/1160","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/copeme.org.pe\/Blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/copeme.org.pe\/Blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/copeme.org.pe\/Blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/copeme.org.pe\/Blog\/wp-json\/wp\/v2\/comments?post=1160"}],"version-history":[{"count":1,"href":"https:\/\/copeme.org.pe\/Blog\/wp-json\/wp\/v2\/posts\/1160\/revisions"}],"predecessor-version":[{"id":1162,"href":"https:\/\/copeme.org.pe\/Blog\/wp-json\/wp\/v2\/posts\/1160\/revisions\/1162"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/copeme.org.pe\/Blog\/wp-json\/wp\/v2\/media\/1161"}],"wp:attachment":[{"href":"https:\/\/copeme.org.pe\/Blog\/wp-json\/wp\/v2\/media?parent=1160"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/copeme.org.pe\/Blog\/wp-json\/wp\/v2\/categories?post=1160"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/copeme.org.pe\/Blog\/wp-json\/wp\/v2\/tags?post=1160"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}