{"id":3706,"date":"2026-08-05T00:39:38","date_gmt":"2026-08-05T05:39:38","guid":{"rendered":"https:\/\/copeme.org.pe\/Blog\/?p=3706"},"modified":"2026-08-05T00:39:38","modified_gmt":"2026-08-05T05:39:38","slug":"analisis-y-perspectivas-del-sistema-microfinanciero-peruano-al-31-de-diciembre-de-2025","status":"publish","type":"post","link":"https:\/\/copeme.org.pe\/Blog\/analisis-y-perspectivas-del-sistema-microfinanciero-peruano-al-31-de-diciembre-de-2025\/","title":{"rendered":"An\u00e1lisis y Perspectivas del Sistema Microfinanciero Peruano al 31 de diciembre de 2025"},"content":{"rendered":"<p class=\"p1\">La cartera de cr\u00e9ditos del SMF <b>ha retomado el crecimiento <\/b>en l\u00ednea con la clientes. De este modo, la recomposici\u00f3n de cartera se ha dirigido hacia cr\u00e9ditos <i>core<\/i>, de manera prudencial. <b>Las CMAC y la Banca Especializada <\/b><b>son los subsistemas dominantes del SMF, <\/b>y han presentando capacidad para asumir mayor riesgo controlado.<\/p>\n<hr \/>\n<ul type=\"disc\">\n<li class=\"x_MsoListParagraph\"><a href=\"https:\/\/moodyslocal.com.pe\/wp-content\/uploads\/2026\/04\/SMF-2025-12_01042026.pdf?_gl=1*miv0yu*_up*MQ..*_ga*MTA4MjcyNTI5MS4xNzg1OTA2OTM2*_ga_S7KM7PV4FJ*czE3ODU5MDY5MzUkbzEkZzAkdDE3ODU5MDY5MzUkajYwJGwwJGgw\"><span data-olk-copy-source=\"MessageBody\">Descarga directa aqu\u00ed<\/span><\/a><\/li>\n<li class=\"x_MsoListParagraph\">M\u00e1s detalles: <a href=\"https:\/\/moodyslocal.com.pe\/reporte\/analisis-y-perspectivas-del-sistema-microfinanciero-peruano-al-31-de-diciembre-de-2025\/\">https:\/\/moodyslocal.com.pe\/reporte\/analisis-y-perspectivas-del-sistema-microfinanciero-peruano-al-31-de-diciembre-de-2025\/<\/a><\/li>\n<\/ul>\n<hr \/>\n<p>FUENTE: \uffa0Moody\u2019s Local<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La cartera de cr\u00e9ditos del SMF ha retomado el crecimiento en l\u00ednea con la clientes. De este modo, la recomposici\u00f3n de cartera se ha dirigido hacia cr\u00e9ditos core, de manera&hellip; <\/p>\n","protected":false},"author":1,"featured_media":3707,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12,30],"tags":[],"class_list":["post-3706","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-repositorio-de-fuentes-externas","category-moodys-local"],"_links":{"self":[{"href":"https:\/\/copeme.org.pe\/Blog\/wp-json\/wp\/v2\/posts\/3706","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/copeme.org.pe\/Blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/copeme.org.pe\/Blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/copeme.org.pe\/Blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/copeme.org.pe\/Blog\/wp-json\/wp\/v2\/comments?post=3706"}],"version-history":[{"count":1,"href":"https:\/\/copeme.org.pe\/Blog\/wp-json\/wp\/v2\/posts\/3706\/revisions"}],"predecessor-version":[{"id":3708,"href":"https:\/\/copeme.org.pe\/Blog\/wp-json\/wp\/v2\/posts\/3706\/revisions\/3708"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/copeme.org.pe\/Blog\/wp-json\/wp\/v2\/media\/3707"}],"wp:attachment":[{"href":"https:\/\/copeme.org.pe\/Blog\/wp-json\/wp\/v2\/media?parent=3706"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/copeme.org.pe\/Blog\/wp-json\/wp\/v2\/categories?post=3706"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/copeme.org.pe\/Blog\/wp-json\/wp\/v2\/tags?post=3706"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}